Literature Review Blog #2

 Citation

Walsemann, Katrina M., Gilbert C. Gee, and Danielle Gentile. "Sick Of Our Loans: Student Borrowing And The Mental Health Of Young Adults In The United States." Social Science & Medicine 124.(2015): 85-93. ScienceDirect. Web. 7 Mar. 2016.

Summary

This article is about a group that analyzed data from the National Longitudinal Survey of Youth (1997) in order to see if there is an association between amount of student loans and psychological functioning in current students, as well as adults aged 25-31. The study found preliminary evidence showing that student loans are associated with poop psychological functioning in school as well as after.

Authors

Katrina M. Walsemann and Danielle Gentile work in the Department of Health Promotion, Education, and Behavior in the Arnold School of Public Health at the University of South Carolina. Gilbert C. Gee works in the Department of Community Health Sciences in the Fielding School of Public Health at the University of South Carolina.

Key Terms

parental wealth- shown to moderate the effects of student loans on psychological functioning

psychological functioning- was assessed using a well known and reliable testing method of general mental health, was shown to have an association with the cumulative amount of student loans

Quotes

"This study provides preliminary evidence that student loans are associated with poorer psychological functioning while enrolled in school as well as in early adulthood, and further, that the cumulative amount of student loans borrowed may be moderated by parental wealth." (pg 92)

"Our results also indicate that the strength of the association between cumulative student loans and mental health is similar for individuals who do and do not attain a college degree." (pg 91)

"The present findings raise novel questions for further research regarding student loan debt and the possible spillover effects on ther life circumstances, such as occupational trajectories and health inequalities." (pg 85)

Value

This article will have much value to my paper. It clearly shows an association between student loans and poor mental health. This is a great piece of evidence for the point I am trying to make in my paper. It will go along well with the scholarly article I did my first Literary Review on. This article shows how student loans are affecting student psychologically, and the other article shows how educational financial stress is affecting schoolwork, I am starting to see a natural progression of how my paper read.